인생경험에서 얻은 이득과 손실에 대한 전반적인 인식과 시간조망이 위험추구 행동에 미치는 영향

초록

We investigated the interactive impact of consumers’ perception of lifetime experience and perceived limitations on time on risk-taking behavior. Based on previous research suggesting the correlation between chronological age and time horizon perspective, study 1 examined the effect of time horizons by recruiting a group of younger versus older adults. Participants’ perception of lifetime experiences was measured by asking them to indicate the extent to which they think there were more gains than losses, or vice versa. The results of study 1 showed that among older adults, people who thought that there were more gains than losses in their life tended to avoid risks compared to those who thought that there were more losses than gains. On the contrary, there was no difference in risk-taking tendency among younger adults. Study 2 tested our hypothesis by manipulating time horizons within a group of undergraduate students. As a result, we obtained the same pattern of results: in the limited time perspective condition, participants who perceived more gains than losses in their life experiences showed a lower likelihood to take risks compared to those who perceived more losses than gains. On the other hand, no significant difference was found in the expansive time perspective condition. Our findings contribute to the literature by addressing two unexplored factors that influence consumers’ risk-taking behavior.

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