사회초년생의 금융적 특성 분석 및 개인재무관리를 위한 정책적 제언

초록

This study examined the importance of customized financial systems in improving financial capability of young employees in Korea. One thousand young employees in the age range of 18 to 34 years, whose monthly incomes are at least one million won, were surveyed. The main implications of this study are as follows. First, it is necessary to develop financial products and services tailor-made for the degree of risk aversion and financial conditions of young employees. Second, quality financial education programs are also crucial for these young employees. Lastly, rapid growth of big-tech companies in the financial sector provide young employees with a broad range of opportunities to access capital.

키워드