한국의 공적연금제도의 구조적 문제와 개편 방향

초록

We address the structural problems of Korean Public Pension System, and suggest reform plans. The current system suffers from the lack of target efficiency and fiscal sustainability, and has risk of causing malfunction of financial markets. We propose a parametric reform plan to resolve the problems without causing severe intergenerational redistribution inducing political resistance and deterioration of financial market distortion. The reform plan consists of: reinforcement of pension entitlements for socially disadvantaged groups; reduction of pension benefits of the high-income retirees; and improvement of private pension markets. A defined contribution plan is also suggested as a fundamental reform.

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